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First Time Homebuyers

By Joyce A. Meeks, Agape Life Contributor

updated Tue November 25, 2014

Buying a home is one of the largest and best transactions you will ever make! Therefore, it pays dividends to do your homework before you take the plunge.

When I bought my first home, I bought it because everybody said, “You should buy a house!” So, I bought a house! Two years later, I bought a home. It is important that you position yourself so that home ownership is a blessing and not a burden.

First of all, when you are thinking of buying a home, complete a household monthly spending plan. This will assist you in estimating just how much you can spend on a home without creating financial hardship. Be sure to include a savings strategy for unforseen pitfalls.

Having good credit is important, so get your credit report and review it. Know that you have the right to dispute any incorrect information. Talk to your lender about properly addressing these issues.

And finally, choose a real estate agent professional who can help with your search for that perfect home. Your realtor/agent, will work diligently and closely with you to help you accomplish your goal.

On a final note, congratulations on your new home—will be music to your ears!

Joyce A. Meeks, Agent

ERA Real Estate Professionals

746 McGuire Place

Newport News, VA 23601

Office: (757) 240-4070

Cell: (757) 727-3998

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